Student Housing 2026

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Student Tenancy

The student housing market has unique rules under the Renters' Rights Act. Whether you are moving into a private shared house or a large student block, understand your contract and protect your deposit.

Students studying and collaborating in a modern living space

1. PBSA vs. Private HMOs

PBSA (University Halls or Private Student Blocks): Generally exempt from the new rolling tenancy rules. If you sign a contract here, it remains a fixed-term contract for the academic year. You cannot easily give two months' notice unless you find a replacement.

Private Student HMOs (Shared Houses): Renting a standard house with friends means you are in an HMO. Under the new laws, these function as rolling periodic tenancies, meaning you can technically give two months' notice to leave.

2. The "Student Exception" (Ground 4A)

If all joint tenants are full-time students in a private HMO, landlords can use a "Ground 4A" notice to ensure they get the property back for the next academic year.

  • The Notice: Allows repossession with four months' notice ending between June 1 and September 30.
  • Prior Warning: The landlord must have provided a written statement before the tenancy started stating they might use this eviction ground.

3. Joint and Several Liability

When signing a contract for a shared house with friends, you usually sign a Joint Tenancy Agreement.

You are all treated as a single entity and are "jointly and severally liable" for rent and property damage. If one housemate stops paying, the landlord can legally demand that you (and your guarantors) cover the missing share. Only sign with people you trust.

4. Guarantors and Upfront Rent

Since students often lack full-time income, a UK-based guarantor (usually a parent) is required to cover rent if you fail to pay.

International Students: If you cannot provide a UK guarantor, you may be asked for up to 6 to 12 months of rent in advance, or you can use a private guarantor service for a fee.

5. Fees and Deposit Protection

The Tenant Fees Act 2019 strictly regulates what you can be charged. Know your rights regarding deposits and banned fees.

  • ✕ Banned Fees: Illegal to charge for property viewings, referencing, credit checks, administration, or standard check-out cleaning.
  • ✓ Deposit Caps: Your security deposit cannot legally exceed the equivalent of five weeks' rent.
  • ✓ Deposit Protection: Within 30 days, your landlord must place it in a government-backed scheme and provide the certificate. Failure to do so allows you to claim up to 3x the amount.

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